West Plains

North Branch
1601 Porter Wagoner Blvd
West Plains, MO 65775
(417) 256-1021
Fax: (417) 257-5717
Lobby Hours:
Monday - Friday 9 a.m. - 6 p.m.
Saturday 9 a.m. - Noon

Drive-up Hours:
Monday - Friday 7 a.m. - 6 p.m.
Saturday 9 a.m. - Noon

We're proud to serve you and the West Plains community

West Plains Bank and Trust Company North Branch, located on Porter Wagoner Boulevard, in West Plains, Mo., is unique in that the drive through opens at 7 a.m. to assist customers who are on their way to begin their days, and remains open until 6 p.m. through the week. This makes it convenient to visit the full-service branch outside of working hours, and for those who live outside West Plains.

The staff at North Branch in West Plains are experts in personal and business banking. They offer lending and retail banking products and services. Their approach to community banking, rooted in listening to the needs of the customer and matching what they have to offer to those needs, has earned them the trust of their customers.
The employees of also have a strong desire to support their community. From volunteering time, to shopping local, and hosting drives for donations to local not-for-profit organizations, the team at North Branch is always busy making sure the community they love continues to thrive.

At West Plains Bank and Trust Company, we value the communities we serve. We are dedicated to making them financially stronger and healthier at every level. Providing local businesses and individuals with helpful banking that makes sense for them is just the beginning.

As members of the West Plains community, our employees understand our customers are more than clients—you’re neighbors. We take the time to listen first, and then apply our years of banking experience to find the best services and products to support your goals. Our West Plains branches proudly support the community and find opportunities to give back through participation in local charities and events.

Personal Checking Accounts

Your money, your checking, your way.

Are you ready for a personal checking account that works for you? We have several checking account options from free checking accounts to direct interest checking accounts for you to choose from. Click here to compare our personal checking account options to discover which account is the perfect fit for your banking needs. And we make switching banks easy with our Switch Kit!

Click here to open a checking account online

Personal Savings Accounts

Invest in your future.

No matter your age, job or financial situation, everyone needs to prepare for the future. We are here to help you do just that. Watch your savings grow with one of our personal savings accounts. With competitive interest rates and a variety of account options, from Santa savings accounts to money market accounts, we can help your money go further. Click here to compare our personal savings account options to discover which account is the perfect fit for your banking needs.

Click here to open a savings account online

Personal CDs

Get safe and secure savings with a CD

If you have money saved for a future financial goal and would like to earn interest until you need it, a certificate of deposit (CD) is a great option. Along with earning interest, the account is FDIC insured. We offer competitive interest rates to help you meet your savings goals. All of our certificate of deposit accounts have a choice of maturities ranging from 1 month to 5 years with a minimum deposit of $1,000.

Click here to learn more about our high-yield CDs, visit our Willow Springs location or contact a customer service representative.

Home Loan Products

Your trusted mortgage experts

We want to help you secure your dream house with our flexible home loans that can be tailored to fit your individual needs. Are you a first-time buyer starting the home mortgage process and exploring home loans? Are you looking for home loans for a construction project or large repair? Maybe you’re interested in the flexibility of a home equity line of credit for a home improvement project. No matter what type of home loans you’re interested in, we can customize a loan product to fit your specific needs or home mortgage.

Apply Now for a Home Loan

Commercial Loan Products

Let us help you grow

We want to be your banking partner to help you with all your commercial business loan needs, including small business loans and commercial property loans. Whether you are acquiring, managing, or growing a small business, or need a startup business loan in Willow Springs or the surrounding area, we can help you find a loan that’s customized to fit your cash flow needs.

Apply Now for a Commercial Loan

Carla Harris
Branch Manager
  • Specializes in retail banking - business and personal accounts, and deposit products
  • Joined West Plains Bank and Trust Company in 1996
  • Enjoys spending time with her family, especially her grandchildren
  • "I love working for a bank that truly cares about customers. I strive to handle transactions accurately and efficiently, and have customers leave the bank feeling like they just had a good visit with a friend."
Bryan Jacobs
Loan Officer

  • Specializes in retail banking - business and personal loans - business and personal accounts, and deposit products; personal loans (vehicles, boats, etc.)
  • Joined West Plains Bank and Trust Company in 2018
  • Enjoys spending time with his family, sharing his great sense of humor with others
  • "Banking affords me the opportunity to help people reach their financial and life goals. I love the versatility of my role. I am able to assist with basic deposit transactions or work with customers ready to purchase a new vehicle or camper for their family vacation."