Commercial Bank Accounts

Simply FREE Business Checking

Perfect for most businesses

  • $50 minimum deposit to open the account
  • 1,000 FREE monthly transaction items (if exceeded, account may be switched to another type)
  • No minimum balance
  • No monthly service charge
  • Earn a FREE GIFT* when you open this account
  • Contact a customer service representative for more details.

Business Interest Checking

For businesses that want to earn interest

  • $50 minimum deposit to open the account
  • 1,000 FREE monthly transaction items
  • Competitive Interest
  • Only $5,000 minimum balance to avoid a low monthly fee of $6
  • Earn a FREE GIFT* when you open this account 
  • Contact a customer service representative for more details.

Commercial Checking

Perfect for businesses with more complex banking needs (more than 1,000 items per month)

  • $50 minimum deposit to open the account
  • Earnings credit allowance on deposit balances may offset activity fees
  • Only $10 monthly service charge
  • Transaction items are just $0.10 each
  • Earn a FREE GIFT* when you open this account 
  • Contact a customer service representative for more details.


Business Savings Account

  • Account earns a competitive interest rate
  • $100 minimum deposit
  • If the balance falls below $100 on any day during the month, a $3 fee will be assessed
  • 6 FREE withdrawals per statement cycle (other limitations apply, see branch for details)
  • A $3 fee will be charged for each withdrawal in excess of 6 during a statement cycle
  • Contact a customer service representative for more details.


Business Money Market Account

  • Earn a premium rate of interest
  • $50 minimum deposit to open account (30 day grace period to get balance up to avoid a service charge)
  • If the balance falls below $2,500 any day of the month, a $10 service fee will be assessed and no interest will be earned
  • Transfers from a Business Money Market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per monthly statement cycle.
  • An excess withdrawal fee of $5 will be charged for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account) in excess of six during a statement cycle (no more than 3 by check).
  • Contact a customer service representative for more details.

Certificates of Deposit

 
*Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value.