Houston Branch
1473 S Sam Houston Blvd
Houston, MO 65483
(417) 505-5110
Fax: (417) 967-7103
Lobby Hours:
Monday - Friday 9 a.m. - 5 p.m.
Saturday 9 a.m. - Noon

Drive-up Hours:
Monday - Friday 8 a.m. - 6 p.m.
Saturday 9 a.m. - Noon

Self-service coin machine during lobby hours.
ATM 24 hours a day
All loan services available

We're proud to serve you and the Houston community

The community of Houston, Mo., warmly welcomed West Plains Bank and Trust Company in February 2021, when a Loan Production Office was opened in a temporary location. By June of that same year, the announcement was made that full-service banking was now available. Construction on a permanent facility started right away, with doors opening to customers on Nov. 14, 2022.

The entire community was invited for a grand opening in February 2023. Since that time, the Houston Branch team has welcomed many residents from in and around Houston to experience our unique style of community banking. We love serving our community through volunteering and donating to organizations, events and causes that are meaningful to the people in our area.

In 2022, a Houston Tiger debit card was introduced. Each time one of these cards is used to make purchases at a retailer, West Plains Bank and Trust Company gives back to Houston Schools. Click to learn more about our community card program.

At West Plains Bank and Trust Company in Houston, we value the communities we serve. We are dedicated to making them financially stronger and healthier at every level. Providing local businesses and individuals with helpful banking that makes sense for them is just the beginning.

As members of the Houston community, our employees understand our customers are more than clients—you’re neighbors. We take the time to listen first, and then apply our years of banking experience to find the best services and products to support your goals. Our Houston branch proudly supports the community and finds opportunities to give back through participation in local charities and events.

Checking Accounts

Your money, your checking, your way.

Are you ready for a checking account that works for you? We have several checking account options from free checking accounts to direct interest checking accounts for you to choose from. Click here to compare our personal checking account options to discover which account is the perfect fit for your banking needs. And we make switching banks easy with our Switch Kit!

Click here to open a checking account online

Savings Accounts

Invest in your future.

No matter your age, job or financial situation, everyone needs to prepare for the future. We are here to help you do just that. Watch your savings grow with one of our personal savings accounts. With competitive interest rates and a variety of account options, from Santa savings accounts to money market accounts, we can help your money go further. Click here to compare our personal savings account options to discover which account is the perfect fit for your banking needs.

Click here to open a savings account online


Get safe and secure savings with a CD

If you have money saved for a future financial goal and would like to earn interest until you need it, a certificate of deposit (CD) is a great option. Along with earning interest, the account is FDIC insured. We offer competitive interest rates to help you meet your savings goals. All of our certificate of deposit accounts have a choice of maturities ranging from 1 month to 5 years with a minimum deposit of $1,000.

Click here to learn more about our high-yield CDs, visit our Houston location or contact a customer service representative.

Home Loan Products

Your trusted mortgage experts

We want to help you secure your dream house with our flexible home loans that can be tailored to fit your individual needs. Are you a first-time buyer starting the home mortgage process and exploring home loans? Are you looking for home loans for a construction project or large repair? Maybe you’re interested in the flexibility of a home equity line of credit for a home improvement project. No matter what type of home loans you’re interested in, we can customize a loan product to fit your specific needs or home mortgage.

Apply Now for a Home Loan

Commercial Loan Products

Let us help you grow

We want to be your banking partner to help you with all your commercial business loan needs, including small business loans and commercial property loans. Whether you are acquiring, managing, or growing a small business, or need a startup business loan in Willow Springs or the surrounding area, we can help you find a loan that’s customized to fit your cash flow needs.

Apply Now for a Commercial Loan

Curt Hugenot
Loan Officer
  • Specializes in commercial and agricultural lending
  • Joined West Plains Bank and Trust Company in 2020
  • Native of Missouri
  • Began banking career in 1990
  • Avid fly fisherman
  • "I am a strong customer advocate. I have spent many years assisting people in Texas, Dent and Phelps Counties and look forward to continuing this work through West Plains Bank and Trust Company."
Amanda Hamilton
Branch Manager

  • Specializes in retail banking - business and personal accounts, and deposit products
  • Joined West Plains Bank and Trust Company in 2021
  • Enjoys community involvement, volunteering her time, and spending time with her family
  • "I am excited to provide true community banking services to the people of Texas County! We welcome anyone looking for local decision-making, personal service and a live person on the other end of the line when you call your bank.