Checking Accounts


Whether you're looking for a free checking account or an account that earns interest, you're sure to find a fit at West Plains Bank and Trust Company.




Simply Free Checking
Direct Interest Checking 50+ Checking Premium Interest Checking 
Minimum Opening $50 $50
$50 $50
Minimum Balance to Avoid Service Charge N/A
N/A N/A
$6 fee applies if balance falls below $1,500
Monthly Service Charge $0 $0
$0
$0
Competitive Interest N/A Yes with direct deposit or any automatic payment Yes Yes on balances below $1,500 
Premium Interest N/A N/A N/A Yes if balance of $1,500 or more is maintained
Statement Option Free eStatements or paper statements Free eStatements or paper statements Free eStatements or paper statements Free eStatements or paper statements
Free Debit Card Yes Yes Yes Yes
Free Digital Banking Yes Yes Yes Yes
Free Bill Pay Yes Yes Yes Yes
Free Mobile Banking with Mobile Deposit Yes Yes Yes Yes
Free Thank You Gift at Account Opening* Yes Yes Yes Yes
Buy back of unused checks and debit cards from another financial institution when you make the switch** Yes Yes Yes Yes
Free Checks N/A N/A Yes Yes

Moving your accounts to West Plains Bank and Trust Company? Use our Switch Kit!

*Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value.
**Up to $10 for checks or debit cards from another financial institution, given at the time the checks or debit cards are presented.