Checking Accounts


All West Plains Bank and Trust Company Checking Accounts include:
  • Free online banking with bill pay
  • Free mobile banking with deposit
  • VISA debit cards
  • Available overdraft services
  • *GO Club Checking receives free checks (*one box per order; customer responsible for shipping charges)



Hometown Value Checking
Hometown Interest Checking Hometown Free with eStatement Checking Hometown Basic Checking Go Club Checking Age 50 or Better*
Minimum Opening $40 or direct deposit $40 or direct deposit
$40 or direct deposit $40 or direct deposit Direct deposit or $10,000 deposit relationship
Minimum Balance to Avoid Service Charge N/A
If balance falls below $1,000 any day of the month, a $6 fee will be assessed N/A
N/A
Maintain $500 minimum balance to avoid $3 cycle service charge
Monthly Service Charge $6 N/A
N/A
$2 monthly service charge; choose eStatement option to waive service charge
N/A
Interest Bearing N/A $7,500 minimum balance to earn interest N/A N/A $1,500 minimum Balance to earn interest 
Free eStatements Yes Yes Yes Yes Yes
$2,500 ID Theft Protection Yes N/A N/A N/A Yes
Roadside Assistance Yes N/A N/A N/A N/A
Cell Phone Protection Yes N/A N/A N/A N/A
BaZing Savings - shopping, dining, travel, entertainment, prescription, vision and hearing Yes N/A N/A N/A N/A
Accidental Death Insurance Yes N/A N/A N/A N/A
Statement Option paper or eStatement paper or eStatement eStatement only paper or eStatement paper or eStatement
Moving your accounts to West Plains Bank and Trust Company? Use our Switch Kit!