VA Guaranteed Loans

Thank you for serving your country.

Now, let us serve you. 


VA Guaranteed Loans

VA Guaranteed Loans are designed to help Veterans buy a home (primary residence) or refinance an existing loan. Veterans can feel confident their loans will be handled smoothly by West Plains Bank and Trust Company thanks to more than 20 years experience in VA lending and in house underwriting

Benefits of choosing a VA Guaranteed Loan through West Plains Bank and Trust Company
  • No down payment
  • No mortgage insurance
  • The one-time VA funding fee can be included in the loans*
  • Limited closing costs
  • Minimum property requirements to ensure the property is safe, sanitary, and sound
 
We Make it EASY:
  • Automatic payment debit - relieves the stress of remembering to mail in payments
  • Portfolio for organizing important information regarding Veterans services in West Plains

Apply for a VA Guaranteed Loan

Our experienced lenders are ready to serve you. Contact Jeannie Cox today for more information or to get started! 

We’re proud to serve you and the West Plains community.

At West Plains Bank and Trust Company, we value the communities we serve. We are dedicated to making them financially stronger and healthier at every level. Providing local businesses and individuals with helpful banking that makes sense for them is just the beginning.


As members of the West Plains community, our employees understand our customers are more than clients—you’re neighbors. We take the time to listen first, and then apply our years of banking experience to find the best services and products to support your goals. Our West Plains branches proudly support the community and find opportunities to give back through participation in local charities and events.