West Plains, MO 65775
(417) 256-2147
Home Mortgage & Personal Loans in West Plains
Home Loans
Home is where the heart is, and our home is West Plains. We’ve been headquartered here since 1883 and have four locations in West Plains to serve the community. We want to help you secure your dream house with our flexible home loans that can be tailored to fit your individual needs, including home repair loans, home construction loans and home mortgage loans. We also offer a home equity line of credit to our clients.
We Can Offer You:
- Home Loans
- A Home Equity Line of Credit
- Consumer Loans
- Construction Loans
- Much more!
Ready to step into your dream home? Your friends at West Plains Bank and Trust Company are here to help by offering a variety of home loans. We’ll walk you through the home mortgage process and show you our wide range of home loan options designed to meet your unique needs. It all starts by nailing down how much you can afford. Our team will help you understand our qualifications for home loans and find out exactly what kind of loan will work best for you. One hundred percent of our home loans are approved right here, locally, by lenders who close more than 200 home loans each and every year.
Whether you are a first-time home buyer working through the home mortgage process, have an existing home loan you’d like to refinance, or are looking to update your current house, we have great rates and a variety of home loans to meet your home mortgage needs.
Visit YouTube to view our five-part series on Becoming a Home Owner.
Visit YouTube to view our five-part video series on How to Become a Homeowner - Become a Homeowner Series
Home Equity Line of Credit
Are you looking to purchase a vehicle, start a home project, consolidate debt or renovate your bathroom? Let us help you put your home to work for you with a home equity line of credit. A home equity line of credit (HELOC) allows you to borrow money against the equity you’ve already built in your house while using your home as collateral. A home equity line of credit is flexible, as it allows you to borrow as much or as little as you need and only pay interest on what you borrow, much like a credit card. If you don’t need a single lump sum of money all at once, ask our team about a home equity line of credit. If you do need one large payment, a home equity loan (also known as a second mortgage) instead of a home equity line of credit is probably the better option for you.
One of the best things about a home equity line of credit is that you can use the money you borrow for anything you need, such as medical bills, big home purchases, or repairs. Our home loans offer low monthly payments and the option to use the funds over and over again as you pay back principal. Find out how a home equity line of credit can help you take your home to the next level.
Apply for a Home Equity Line of Credit
Our experienced lenders are ready to serve you. Contact one of our West Plains lenders today to secure your home loan:
Jeannie Cox – Main BankMindy Trail – Main Bank
Jerry Walker – Main Bank
We’re proud to serve you and the West Plains community.
As members of the West Plains community, our employees understand our customers are more than clients—you’re neighbors. We take the time to listen first, and then apply our years of banking experience to find the best services and products to support your goals. Our West Plains branches proudly support the community and find opportunities to give back through participation in local charities and events.
Start renovating with one of our home loans! If you’re ready to take the next step and apply for one of our home loans or a home equity line of credit, apply online or contact us today to get started. We look forward to serving you and assisting you with your home mortgage. Remember…at West Plains Bank and Trust Company, Every Customer Leaves a Friend!