Houston Home Loan Products

Houston Branch
6783 Hwy 63, Ste 2
Houston, MO 65483
Fax: (417) 967-7103
Lobby Hours:
Monday - Friday 9 a.m. - 5 p.m.

All loan services available

Home Mortgage & Personal Loans in Houston

Home Loans

Our office in Houston, Mo., serves the needs of residents in town and around the area. We want to help you secure your dream home with flexible loan products that can be tailored to fit your individual needs. Are you looking for a first-time home buyer loan? Do you need a construction loan or repair loan for a home renovation? No matter what type of home loan you need, we can customize a loan product to fit your specific needs.

How much can you afford? We’ll help you understand our home loan qualifications and exactly what kind of loan works best for you. Whether you are a first-time home buyer, have an existing home loan you’d like to refinance, or are looking to update your current house, we have great rates and a variety of home loan options to meet your mortgage needs.

Apply Now for a Home Loan


Home Equity Line of Credit

Are you looking to purchase a vehicle or start a home project? Let us help you put your home to work for you with a home equity line of credit. Our home renovation loans offer low monthly payments and the option to use the funds over again as you pay back principal.

Apply for a Home Equity Line of Credit


Our Houston lending team is led by Curt Hugenot. He brings a wealth of experience and expertise to our bank. Call 417-505-5110 and make an appointment with Curt today to discuss a loan that meets you needs.


We’re proud to serve you and the Houston community.

At West Plains Bank and Trust Company in Houston, we value the communities we serve. We are dedicated to making them financially stronger and healthier at every level. Providing local businesses and individuals with helpful banking that makes sense for them is just the beginning.

As members of the Houston community, our employees understand our customers are more than clients—you’re neighbors. We take the time to listen first, and then apply our years of banking experience to find the best services and products to support your goals. Our Houston branch proudly supports the community and finds opportunities to give back through participation in local charities and events.