Willow Springs Home Loan Products

Willow Springs Branch
708 E Main
Willow Springs, MO 65793
(417) 469-5013
Fax: (417) 469-5016
Lobby Hours:
Monday - Friday 9 a.m. - 5 p.m.
Saturday 9 a.m. - Noon

Drive-up Hours:
Monday - Friday 8 a.m. - 6 p.m.
Saturday 9 a.m. - Noon

Home Mortgage & Personal Loans in Willow Springs

Home Loans

Our branch in Willow Springs is proud to serve the needs of residents in town and around the area. We want to help you secure your dream house with our flexible home loans that can be tailored to fit your individual needs. Are you a first-time buyer starting the home mortgage process and exploring home loans? Are you looking for home loans for a construction project or large repair? Maybe you’re interested in the flexibility of a home equity line of credit for a home improvement project. No matter what type of home loans you’re interested in, we can customize a loan product to fit your specific needs or home mortgage.

We Can Offer You:

  • Home Loans
  • A Home Equity Line of Credit
  • Construction Loans
  • Consumer Loans
  • Much more!

How much can you afford? We’ll help you understand our qualifications for home loans and figure out exactly what kinds of home loans would work best for you. Whether you are a first-time home buyer working through your home mortgage requirements, have an existing home loan you’d like to refinance, or are looking to update your current house, we have great rates and a variety of home loans to meet your home mortgage needs. All of our home loans are taken care of right here in Willow Springs by a local, friendly face.

Apply Now for a Home Loan

Home Equity Line of Credit

Are you looking to purchase a vehicle, fix your roof, consolidate debt or start a new home project? Let  us help you put your home to work for you with a home equity line of credit. A home equity line of credit, also known as a HELOC, allows you to borrow money against the equity you’ve already built in your house with your home as collateral. A home equity line of credit is flexible because it allows you to withdraw as much or as little as you need and only pay interest on what you borrow. Instead of taking out a single lump sum of money, a home equity line of credit gives you the opportunity to borrow smaller amounts over time. If you do need one large loan, a home equity loan is likely a better choice for you than a home equity line of credit.

One of the best things about a home equity line of credit is you can use the money for anything you need, from necessary repairs around your house to buying a new car. We offer low monthly payments for our home loans and give you the option to use the funds over and over again as you pay back principal.

Apply Now for a Home Equity Line of Credit

Ready to apply for a home equity line of credit and start renovating? Contact your experienced Willow Springs Branch team of lenders, Josh Henry, Jeannie Cox, Mindy Trail and Lindsay Holden by calling 417-469-5013 and get one step closer to your dream home. They’ll show you our home loans and guide you through the home equity line of credit or home mortgage process with ease.

We're proud to serve you and the Willow Springs community

At West Plains Bank and Trust Company in Willow Springs, we value the communities we serve. We are dedicated to making them financially stronger and healthier at every level. Providing local businesses and individuals with helpful banking that makes sense for them is just the beginning.

As members of the Willow Springs community, our employees understand our customers are more than clients—you’re neighbors. We take the time to listen first, and then apply our years of banking experience to find the best services and products to support your goals. Our Willow Springs branch proudly supports the community and finds opportunities to give back through participation in local charities and events.

If you’re ready to take the next step and apply for one of our home loans or a home equity line of credit, we’re here to help in any way we can. We look forward to serving you and guiding you through the home mortgage process. At West Plains Bank and Trust Company Willow Springs Branch, Every   Customer Leaves a Friend!