Mountain Home Home Loan Products

Mountain Home Loan Production Office
1160 Hometown Commons
Mountain Home, AR 72653
(870) 701-5002 
Fax: (870) 701-5004
Lobby Hours:
Monday - Friday 9 a.m. - 5 p.m.

Home Mortgage & Personal Loans in Mountain Home

Home Loans

Our Loan Production Office (LPO) in Mountain Home, Arkansas, serves the needs of residents around the area. We want to help you secure the house of your dreams with our flexible home loans that can be tailored to fit your individual needs. Are you exploring first-time buyer home loans for your home mortgage? Or are you interested in our home loans for construction and repair? You might even be interested in a flexible home equity line of credit. No matter what types of home loans you’re curious about, we can customize a loan product to fit your specific needs or home mortgage.

Our Team Can Offer You:

  • A Home Equity Line of Credit
  • Flexible Home Loans
  • Construction Loans
  • Consumer Loans
  • Much more!

You’re ready to step foot into your dream home, and our team of professionals is here to help by offering a variety of home loans to the Mountain Home community. It all starts by figuring out just how much you can afford. We’ll help you understand our qualifications for home loans and uncover the best home loans for your individual situation. All of our home loans are completed by skilled, local lenders. Whether you’re a first-time home buyer in the midst of the home mortgage process, have an existing home loan you’d like to refinance, or are looking to update your current house, we have great rates and a variety of options for home loans to meet your home mortgage needs. We’re here to help simplify the home mortgage process as much as possible!

Apply Now for a Home Loan

Home Equity Line of Credit

Are you looking to consolidate debt, buy a vehicle or renovate your kitchen? Let us help you put your home to work for you with a home equity line of credit. Our home loans offer low monthly payments and the option to have a revolving line of credit as you pay back principal. A home equity line of credit (HELOC) allows you to borrow and repay money against the equity you’ve already built in your home.

You simply withdraw the amount of money you need when you need it, then you make monthly payments with interest on the amount you’ve borrowed. A home equity line of credit is also flexible, allowing you to use the money you borrow for anything you need, including debt consolidation, home renovations, vehicle purchases, student loans and more! If you’d prefer to take out smaller amounts over time instead of taking out one large loan, reach out to us about a home equity line of credit. Need one large, lump sum all at once instead? A home equity loan might be a better option for you than a home equity line of credit.

Apply for a Home Equity Line of Credit

Lenders Steve Litty, Jeannie Cox and Mindy Trail are ready to partner with you through the home loan process. They’re pros when it comes to the home loans our customers need, and they’d be happy to help you secure a home loan for home improvement, personal needs or for your home mortgage. Contact Steve, Jeannie or Mindy by calling our Mountain Home Loan Production Office at 870-701-5002.

We’re proud to serve you and the Mountain Home community.

At West Plains Bank and Trust Company, we value the communities we serve. We are dedicated to making them financially stronger and healthier at every level. Providing local businesses and individuals with helpful banking that makes sense for them is just the beginning.

As members of the Mountain Home community, our employees understand our customers are more than clients—you’re neighbors. We take the time to listen first, and then apply our years of banking experience to find the best services and products to support your goals. Our West Plains branches proudly support the community and find opportunities to give back through participation in local charities and events.

Ready to move forward with your plans for the future? It’s looking bright! Take the next step and apply for one of our home loans or a home equity line of credit today. Apply online or contact our team to get started and we’ll help you through the home mortgage process!