West Plains Personal Checking Accounts

Main Bank
11 Court Square
West Plains, MO 65775
(417) 256-2147
Fax: (417) 256-1531
 
Lobby Hours:
Monday - Friday 9 a.m. - 4:30 p.m.
 
Self-service coin machine during lobby hours.
ATM during lobby hours

North Branch
1601 Porter Wagoner Blvd
West Plains, MO 65775
Fax: (417) 257-5717
 
Lobby Hours:
Monday - Friday 9 a.m. - 6 p.m.
Saturday 9 a.m. - Noon
 
Drive-up Hours:
Monday - Friday 7 a.m. - 6 p.m.
Saturday 9 a.m. - Noon
 
Self-service coin machine during lobby hours.
ATM 24 hours a day

Personal Checking Accounts in West Plains

We make personal checking… personal, in West Plains.

Whether you are looking for a free personal checking account, direct interest checking, or are interested in premium interest checking in West Plains, we offer accounts that can be tailored to your specific needs.

Compare our personal checking account options to discover which account is the perfect fit for your banking needs:

Simply Free Checking
    • $50 minimum deposit to open
    • $0 monthly service charge
    • FREE debit card
    • FREE mobile banking with mobile deposit
Direct Interest Checking
    • $50 minimum deposit to open
    • Competitive interest (with Direct Deposit or any automatic payment)
    • FREE debit card
    • FREE mobile banking with mobile deposit
50+ Checking
    • $50 minimum deposit to open
    • Competitive interest
    • FREE debit card and checks
    • FREE mobile banking with mobile deposit
Premium Interest Checking
    • $50 minimum deposit to open
    • Premium interest (if balance of $1500 or more is maintained)
    • FREE debit card and checks
    • FREE mobile banking with mobile deposit

We don’t think you should have to pay to bank. ALL of our checking account options include:

  • FREE eStatements with check images
  • FREE instant-issue debit card
  • FREE bill pay
  • 24/7 access to online and mobile banking with deposit
  • No monthly service charge
  • FREE GIFT* upon account opening

Click here for full account comparison

When you are ready to open your personal checking account, we are never far away. We are the oldest continually-operated business in the area and have been headquartered in West Plains since 1883. Choose from four locations in West Plains for your banking needs. If you are switching banks, do it easily with our Switch Kit!


We’re proud to serve you and the West Plains community.

At West Plains Bank and Trust Company, we value the communities we serve. We are dedicated to making them financially stronger and healthier at every level. Providing local businesses and individuals with helpful banking that makes sense for them is just the beginning.


As members of the West Plains community, our employees understand our customers are more than clients—you’re neighbors. We take the time to listen first, and then apply our years of banking experience to find the best services and products to support your goals. Our West Plains branches proudly support the community and find opportunities to give back through participation in local charities and events.


*Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value.