Personal Checking Accounts in Houston

Houston Branch
6783 Hwy 63, Ste 2
Houston, MO 65483
Fax: (417) 967-7103
Lobby Hours:
Monday - Friday 9 a.m. - 5 p.m.

All loan services available

Personal Checking Accounts in Houston

Personal checking done your way.

When it comes to checking accounts, we don’t think a one-size-fits-all approach gives our customers what they want. Whether you are looking for a free personal checking account, or you want an account that earns interest, we offer different accounts to fit your needs.

Compare our personal checking account options and choose the account that makes the most sense for your money.

Simply Free Checking
    • $50 minimum deposit to open
    • $0 monthly service charge
    • FREE debit card
    • FREE mobile banking with mobile deposit
Direct Interest Checking
    • $50 minimum deposit to open
    • Competitive interest (with Direct Deposit or any automatic payment)
    • FREE debit card
    • FREE mobile banking with mobile deposit
50+ Checking
    • $50 minimum deposit to open
    • Competitive interest
    • FREE debit card and checks
    • FREE mobile banking with mobile deposit
Premium Interest Checking
    • $50 minimum deposit to open
    • Premium interest (if balance of $1500 or more is maintained)
    • FREE debit card and checks
    • FREE mobile banking with mobile deposit

We don’t think you should have to pay to bank. ALL of our checking account options include:

  • FREE eStatements with check images
  • FREE instant-issue debit card
  • FREE bill pay
  • 24/7 access to online and mobile banking with deposit
  • No monthly service charge
  • FREE GIFT* upon account opening

Click here for full account comparison

We are ready to serve the Houston community. Get started now and open your free personal checking account at our Houston Branch where we will walk you through your options in person. Switching banks? We’ve made that easy too with our Switch Kit.


We’re proud to serve you and the Houston community.

At West Plains Bank and Trust Company in Houston, we value the communities we serve. We are dedicated to making them financially stronger and healthier at every level. Providing local businesses and individuals with helpful banking that makes sense for them is just the beginning.

As members of the Houston community, our employees understand our customers are more than clients—you’re neighbors. We take the time to listen first, and then apply our years of banking experience to find the best services and products to support your goals. Our Houston branch proudly supports the community and finds opportunities to give back through participation in local charities and events.