Whether you have young children or you’re looking to surprise your significant other, the holiday shopping season can get expensive quickly. A Santa Savings Account helps you save in advance of the holiday season, earning competitive interest on your funds between the last Friday of November and the first day of November the following year.

These funds are then deposited into your checking account in early November, padding your Christmas savings and making the holidays magical for everyone. 

Open a Santa Savings Account with West Plains Bank and Trust Company

Sometimes called Christmas Savings Accounts, a Santa Savings Account empowers holders to save smarter and spread joy during the holiday season.

Account features include:

• Competitive Interest Rates
• Free Online Banking
• Free Mobile Banking and Mobile Deposit
• Automated Savings Features
• Annual e-Statements
• Member FDIC-Insured Savings
• No Monthly Service Charge

To get started, visit any of our locations.

What are the Benefits of a Santa Savings Account?

A holiday savings account that’s separate from your traditional savings account is a powerful tool in intentionally setting aside money. Santa Savings Accounts allow for unlimited deposits (inside the November 30 - November 1 window), letting you set the pace for your savings.

But these funds don’t have to be used toward holiday shopping! They’re your savings to use for whatever you’d like, from vacations and experiences to home ownership or vehicle purchases. No matter if you’re saving for short-term goals or holiday spending, competitive interest rates on a Christmas Savings Account are designed to help you sit back and grow your funds.

How Do I Open a Santa Savings Account?

Santa’s best helpers save smarter so they can shop harder, and opening a holiday savings account with West Plains Bank and Trust Company is streamlined for new and existing customers. You can visit any of our five full-service locations or call a live banker at a branch near you to get started.

Customers can download a Santa Savings Account application (PDF) and pre-fill its contents to bring with them to their local branch or fill out the form in-person. For more information, contact a customer service representative.

Banking with West Plains Bank and Trust Company

We’ve been delivering customer-focused banking solutions to communities in Southern Missouri and Northern Arkansas since 1883, turning customers into savvy savers. As a Member FDIC-insured bank, you can rest assured that your savings account is in the best hands, and our team is available around-the-clock for guidance and financial advice.

Choose the bank that helps you save for the holidays. Enjoy the benefits of a Santa Savings Account from West Plains Bank and Trust Company!