West Plains Commercial Checking Accounts

Main Bank
11 Court Square
West Plains, MO 65775
(417) 256-2147
Fax: (417) 256-1531
Lobby Hours:
Monday - Friday 9 a.m. - 4:30 p.m.

Self-service coin machine during lobby hours.
ATM during lobby hours


North Branch
1601 Porter Wagoner Blvd
West Plains, MO 65775
Fax: (417) 257-5717
Lobby Hours:
Monday - Friday 9 a.m. - 6 p.m.
Saturday 9 a.m. - Noon

Drive-up Hours:
Monday - Friday 7 a.m. - 6 p.m.
Saturday 9 a.m. - Noon

Self-service coin machine during lobby hours.
ATM 24 hours a day


Commercial Checking Accounts in West Plains

Business Checking Account

Earn credit for your balances with checking that’s built for business.

We know that you work hard for your business in West Plains. Shouldn’t your business checking account return the favor? You can open a business checking account with a minimum deposit of only $50. Commercial Checking from West Plains Bank and Trust Company is perfect for businesses with more complex banking needs (more than 1,000 items per month) that are interested in offsetting transaction and service fees with an earnings credit rate.

  • $50 minimum deposit to open the account
  • Earnings credit allowance on deposit balances may offset activity fees1
  • Only $10 monthly service charge
  • Transaction items are just $0.10 each
  • Earn a FREE GIFT* when you open this account 
  • Contact a customer service representative for more details.

Simply Free Business Checking

A hassle-free account for business owners

The last thing your business needs Is to have high expenses cut into profits. Our Simply Free Business Checking account will add exactly zero to your operating costs. Enjoy no minimum balance or monthly service charge. Designed with small businesses in mind, this free business checking account offers business owners everything needed for daily money management, plus a variety of complimentary services, discounts, and waivers. It's the perfect financial partner for new entrepreneurs, and an equally good value for already thriving small businesses.

  • $50 minimum deposit to open the account
  • 1,000 FREE monthly transaction items (if exceeded, account may be switched to another type)
  • No minimum balance
  • No monthly service charge
  • Earn a FREE GIFT* when you open this account
  • Contact a customer service representative for more details.

We’re proud to serve you and the West Plains community.

At West Plains Bank and Trust Company, we value the communities we serve. We are dedicated to making them financially stronger and healthier at every level. Providing local businesses and individuals with helpful banking that makes sense for them is just the beginning.


As members of the West Plains community, our employees understand our customers are more than clients—you’re neighbors. We take the time to listen first, and then apply our years of banking experience to find the best services and products to support your goals. Our West Plains branches proudly support the community and find opportunities to give back through participation in local charities and events.


*Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value.
1An earnings credit is a rate applied to certain balances kept in these accounts. The resulting amount is applied toward most account maintenance fees that appear on your monthly statement. Most expenses on these accounts are totally avoided when the earnings credit is equal or exceeds the account’s maintenance fee.